I’m Nicholas Garofalo, the CEO of PLI Consultants, a leading provider of tail coverage for surgeons seeking cost-effective stand-alone tail policies. With physician movement and turnover increasing in recent years, the demand for affordable tail coverage has grown significantly. As you may know, traditional tail policies can be costly—often 200% of the expiring premium—but alternative stand-alone options can offer substantial savings.

At PLI Consultants, our licensed agents leverage an extensive network of A-rated stand-alone tail carriers to secure policies 10%-35% lower than existing carrier quotes. We use our access to multiple tail carriers to generate competitive tail coverage quotes for surgeons, ensuring they receive the most cost-effective solution without compromising coverage quality.